For Some, Equity release can be the perfect solution, an opening to a new lifestyle bringing new opportunities.

Over the years of ownership many householders have benefited from a substantial increase in house prices. giving them options to use the equity tied up. For many people when the kids have moved out down sizing is the answer,  but what if your circumstances are different and you don’t want to move? That’s when Equity release which includes Lifetime mortgages can provide the answers, offering a lump sum or regular payments whilst maintaining full ownership of the house.

With a Transparent, informative and balanced approach we take you through the different products available, explaining the benefits of each option, helping you to make an informed decision as to whether Equity release is right for you. After a period of reflection and perhaps consultation with other family members, if you decide to proceed we then search the whole of the market for the best product available to suit your needs.


Why you might consider Equity release?

Whether a tax free lump sum or regular payments to:

  • Supplement your pension to give you a better standard of living
  • Settle a repayment or interest only mortgage
  • Carry out home improvements
  • Regular or once in lifetime holidays
  • To buy your own holiday home
  • Or to help your children onto the property ladder

What ever your reason one of our financial advisors can help you go through the flexible options open to you and with a balanced approach we will also discuss the potential implications that should be considered. For example releasing capital in the form of an income or lump sum can have an effect on personal taxation, any state benefits as well as a reduction in the size of your estate and therefore effecting your beneficiaries inheritence

This is a Lifetime mortgage (home reversion scheme). To understand the features and risks, ask for a personalised illustration.

All Equity release mortgages are protected and regulated by the Financial Conduct Authority (FCA)

Our charges are usually the greater of £1,950 or 1% of the loan. For example, our fee charged on a loan of £250,000 would be £2500

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.