For you and your family
There is a wide range of personal insurance options for you to choose from that can be tailored to your needs. The covers will either pay you a cash lump sum or cover expenses like your mortgage/ rent payments or household bills, if you were to fall ill or pass away. Personal insurance ensures that you and your family can continue to maintain your current lifestyles should the worst happen.
Unlike using a comparison website which only asks basic questions and contains a select number of providers; our experienced Protection Advisers will search every provider in the marketplace to provide you with accurate quotations based on your individual budget and needs. Should the worst happen it’s essential that you have the right cover in place.
Life insurance ensures that you can enjoy your life to the fullest with the peace of mind that your loved ones are protected should the worst happen. There are lots of different types of life insurance policies to choose from and they all work in different ways. For example, cover for individuals or couples, cover which will pay off the outstanding balance on your mortgage and cover which provides a cash lump-sum.
Income Protection Insurance
If at any point in your life you are unable to work due an to accident, sickness or unemployment, then Income Protection Insurance can help you to maintain your lifestyle. The cover can help to contribute towards things like your mortgage, loans or bills through either a tax-free lump sum or monthly payment of up to 70% of your gross salary. This enables you to remain focused on getting yourself back on track
Critical Illness Insurance
Critical illness Insurance will pay you a tax-free lump sum if you are diagnosed with one of a list of serious illnesses. The money you receive can be used to pay off your mortgage, cover household bills or for any other legal purpose.