Why choose us to arrange your mortgage?
- We compare every lender in the marketplace
- Access to the lowest rates available
- Access to deals not available on the High Street
- A free no obligation initial consultation
- 1 to 1 personal service from application through to completion
Mortgages to suit all!
For many people buying a house is the largest investment they will make and therefore when considering a mortgage, getting good independent advice covering the widest choice of lenders can be invaluable. From high street banks to specialist lenders, as Whole of Market advisors we are able to source appropriate products to suit all circumstances. Specializing in all types of mortgages from first time buyers, self-employed, contract workers, to commercial mortgages. We also arrange life time mortgages where people over the age of 55 can unlock funds through an equity release product.
Over the last few years mortgage reviews have become commonplace and highly recommended. As with utility bills and insurance products the market changes and leaving things as they are can prove costly. During a mortgage review, we will assess your requirements and discuss the benefits of the different products on offer. We will then carry out our own due diligence before making a recommendation. Whether this is re-mortgaging with another provider or switching products with your existing lender, you can be assured we will be recommending the most cost effective product on the market to match your needs.
We understand the difficulties self-employed and small business owners may face when arranging a mortgage. Proving income isn’t always that easy, with each lender having their own criterea. Generally each borrower will be assessed on an individual basis but the more accounts your business can show the better. The standard is two or three years, although we do have access to specialist lenders who will accept just one.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.